Less than half the price of SumUp, Dojo, Square and Zettle
Give us a try today contract-free and avoid the pesky hidden fees of other providers. With Lopay there’s no contract, no monthly fee and no setup costs.
Transparent, flexible pricing
Take back control of how much you pay and when you get paid with Lopay’s low fees, instant access and flexible payouts, perfect for if you’re just starting out or growing a business empire.
TRANSACTION FEES
Essential Account: 0.79% per transaction for UK consumer Visa & Mastercard transactions.
Standard Account: 0.99% per transaction for UK consumer Visa & Mastercard transactions.
Instant to Bank: 1.79% per transaction for UK consumer Visa & Mastercard transactions.
AMEX, International & Corporate Cards: +1% per transaction, all accounts.
OPTIONAL PRODUCT FEES
Tap to Pay: +8p per transaction.
Xero invoicing: +0.29% + 10p.
Payment Links & Subscriptions: 1.79% fee (minimum charge of £0.50 per payout).
NO HIDDEN FEES
✔ No setup fees
✔ Free POS with unlimited products
✔ Free reporting features
✔ Free and unlimited team members
✔ Free iOS & Android app
✔ No platform fees
✔ No multi-location penalty
✔ No lock-in contracts
✔ No monthly fees
✔ No PCI fees
✔ No fees when refunding customers
✔ No authorisation fees
✔ No monthly minimums or charges
EXPENSE CARD FEES
✔ No setup fee
✔ No monthly fee
✔ Free virtual card
✔ £4.99 admin fee for Physical card delivery
DEVICES
WisePad3 Card reader: £24 plus £6.95 P&P for the first order. A 50% offer is applied only when ordered in-app. Any further orders will cost £49 plus P&P.
✔ One-off device fee
✔ No contract
✔ No monthly fees
✔ No setup fees
Business Terminal: £15 per month, per device, £8.95 secure delivery, 12-month contract (then rolling per month)
✔ No setup fees
✔ No upfront fee
REWARDS
No matter your Account type, you can reduce your fees with Lopay Rewards. You can earn Rewards in multiple ways, such as:
✔ Spending with the Lopay Expense & Reward card
✔ Purchasing partner offers through Lopay
✔ Referring a friend to Lopay
Save More, Earn More, Try Our Rewards Card!
Stop waiting for payday! With your Lopay Expense & Rewards Card, access your funds instantly, anytime. Plus, the more you spend, the more you earn!
Get your cash instantly, no extra fees, no hassle!
Earn rewards every time you spend!
See your fees drop and your savings grow
Always get full
transparency on fees
If anything’s not 100% clear, just get in touch and we’d be happy to help
Yes! There’s no contract or minimum term and you can be taking payments in minutes:
1. Download the Lopay app from the AppStore or the Play Store
2. Register your business in minutes
3. Choose your account type and how you’d like to take payments
If you order a card reader or terminal it will typically arrive in 2-3 business days - or turn your smartphone into a payment device with Tap to Pay and start taking payments immediately.
You don’t need to purchase any hardware to start taking payments. With Tap to Pay, you can take superfast minutes in minutes with just your phone.
Then simply launch the Lopay app on your Business Terminal and sync the new campaign directly to your device.
You can ask us anything via the chat icon in the app or refer to the step-by-step guides and FAQs in our Support Centre.
Alternatively, get in touch on support@lopay.com or 020 4571 4796. We’re here to help.
Ready to give Lopay a try?
Lopay is free to download, with no contracts, commitments or monthly fees when you sign up. Take a look around the app to see what Lopay can do for your business!
