The Lopay Expense and Rewards Card
Unexpected expense? Access your funds quickly and earn rewards on every purchase with the Lopay Expense and Rewards Card. Alleviate your stress today!
Instant Access to Your Earnings
With the Lopay Expense & Rewards Card, there's no need to wait for payday—access your money instantly at no extra cost.
Manage Your Money with Ease
Track earnings and expenses in one place for complete visibility, control, and peace of mind.
Get Rewarded Every Time You Spend
Use your card and reduce your transaction fees—spend £100 and enjoy no fees on your next £50 of payment acceptance. 50% back on all spend in free transaction fees. Watch your savings grow in the Lopay app!
Get All This and More
Lopay gives you all you need to manage your in-goings and out-goings securely alongside 24/7 world-class, PCI-level protection over your money via Stripe.
Card types
Digital wallets
Expenses
Spend reports
Security
Freeze your card
Reduce your fees with Lopay Rewards
Get rewarded with no fees on transactions and save even more with the UK’s lowest cost payment app.
Transparent Fees, Maximum Savings
We’re committed to helping small businesses save money. That’s why we work with you to reduce your fees and keep track of your savings—so you can earn more without unnecessary costs.
Extra Perks with the Lopay Expense & Rewards Card
Access your money instantly with our Standard & Essential Accounts and lower your fees when you spend. For every £100 spent on the card, get no fees on your next £50 in transactions (Standard) or £10 (Essential).
More Ways to Save: Offers & Referrals
Enjoy exclusive deals on top brands and earn no-fee transactions with every purchase. Plus, refer a friend, and you’ll both get no fees on £1,000 of transactions—helping them start and keeping you saving.
*Offers are subject to availability. Ts&Cs apply. See in app for the latest deals.
Frequently asked
questions
For more detailed information, please read our Lopay Expene & Rewards card support article here.
Each time you take a payment via Lopay, your funds will be instantly available to spend via your Lopay Card. You can use your Lopay card to make purchases online, or in person via contactless payments, as well as Chip & Pin payments if you order a physical card.
Every time you spend on your Lopay card, online or instore, you will earn free payment processing. This means more transactions with zero fees!
The Expense and Rewards card comes with our Essential and Standard Accounts.
When you upgrade to a Lopay Rewards Card Account, a virtual card will be added to your Lopay app. This means you can start using your card straight away by adding it to your Google Wallet or Apple Wallet and making contactless payments with your phone.
Ready to give Lopay a try?
Lopay is free to download, with no contracts, commitments or monthly fees when you sign up. Take a look around the app to see what Lopay can do for your business!
