The payment app that saves time and money

From smart tipping to free team accounts and straightforward cash advances, Lopay supports your business to grow!

Accept payments exactly as you prefer

Accept with flexible options like Tap to Pay, or card reader and business terminal, payment links, subscriptions, and QR codes. Powered by Stripe’s secure tech, with rates from 0.79% to help keep costs low and business flowing.

Virtual and In-Person Payment Options

Sleek and functional accessories designed for efficient payment processing

Transaction fees of only 0.79%

Our Expense and Rewards Card

Get instant access to your money and earn rewards every time you spend. Add your card to your Apple Wallet and you won’t need to wait for a physical card.

Instant Access

As independent entrepreneurs and small business owners, you shouldn’t be shackled to a payday. With the Lopay Expense & Rewards card, we give you instant access to your money to help with all those pesky, unexpected expenses.

Expenses

Add receipts, categories and notes to any payment you make.

Rewards

Every time you use our Expense & Rewards Card, we’ll reduce the fees you pay on customer transactions! So, spend £100 on the Expense & Rewards Card, and you’ll get no fees on the next £50 of transactions when on the Standard Account or £10 if you’re on the Essential Account.

Start saving now! Choose Lopay—no contracts, no hassle. Click below to download the app for your device!

Cash Advance

Access your application via the Lopay app to manage repayments and account balances. Oversee cash advances and easily integrate new credit into your business operations.

Streamlined cash advance application process

Easy, automated repayments

Manage everything within the Lopay app

Expand and Oversee your business with Lopay Teams

Grant your team secure access to facilitate seamless monitoring of incoming payments and tips. Experience the advantages of efficient financial management!

Effortless Team Payments

With Lopay Teams, you can easily invite team members to take payments on your behalf. Add or remove team members anytime and set their permissions in just a few clicks. Managing your team has never been this simple!

Full Control & Flexibility

You decide what each team member can do, whether it's sending payment links, issuing refunds, or managing the account. Change their access anytime to fit your business needs.

Completely Free to Use

No limits, no fees—invite as many team members as you need at no extra cost. They can start accepting payments right away, with no bank details or ID required.

Reports

Manage your finances effortlessly with our intuitive dashboard, offering real-time balance tracking, detailed transaction reports, and insightful spend charts. Easily generate PDF and CSV reports, monitor payouts, refunds, and team activity, and maximize your savings with Lopay Rewards. With powerful search and filter tools, all your financial data is accessible in-app, anytime you need it.

Access sales, transaction, team, and spend reports in PDF or CSV formats

Monitor balances, payouts, rewards, savings, and refunds with ease.

Search, filter, and analyse financial activity in one convenient dashboard.

Loyalty & Rewards

Boost customer spending with built-in loyalty programs, digital stamp cards, and instant win campaigns.

Boost Spending with Built-In Loyalty

No apps, no cards, no hassle—drive customer spending with seamless loyalty programs on the Business Terminal.

Reward Your Customers Easily

Create digital stamp cards and instant win campaigns to keep customers coming back for more.

Simple, Customizable, and Effective

Enhance customer engagement with flexible reward campaigns designed to fit your business.

Ready to give Lopay a try?

Lopay is free to download, with no contracts, commitments or monthly fees when you sign up. Take a look around the app to see what Lopay can do for your business!