The UK’s lowest cost, highest rated
payment app
Lopay gives you more control, more rewards, and instant access to the money you earn.
Lopay is free to download, with no contracts, commitments or monthly fees when you sign up. Take a look around the app to see what Lopay can do for your business!







Boost Your Business
Reduce costs without sacrificing quality! Choose Lopay for competitive transaction fees starting at 0.79%. Use our calculator to see your potential savings versus competitors.
Adjust your annual turnover
Take control of your payments
with Lopay's flexible options
Save more on every transaction with Lopay! With fees starting at just 0.79%, you’ll slash transaction costs by an average of 67% compared to competitors. Plus, our flexible payout schedules ensure you get paid on your terms, helping your business stay efficient and profitable. Without hidden fees or binding contracts.
Take payments your way!
Lopay supports all major payment methods, including contactless, chip & PIN, Apple Pay, Google Pay, and all major credit and debit cards. Whether your customers prefer tapping their phone, swiping a card, or paying digitally, you’re always ready to get paid. No limits, no hassle, just seamless transactions with every sale!
Start saving now! Choose Lopay—no contracts, no hassle. Click below to download the app for your device!
Want to save more? Explore our Expense and Rewards Card!
Avoid waiting until payday; with your Lopay Expense & Rewards card, you can access your funds effortlessly and instantly, at any time. Additionally, the more you spend, the greater your rewards!
Instant access to your money with no extra fees!
Get rewarded every time you spend!
See your fees reduce and savings grow

Boost Your Business: Flexible Payment Options
Intelligent and adaptable payment solutions tailored for businesses of all types and sizes.

Pay

Reader

Terminal

Links

Payments

Code
Cash Advance
Apply in minutes, repay automatically, and access extra funds instantly, keeping your business running smoothly.
Fast, flexible funding
Apply through the app in minutes and receive funding in just a few days. Quick, hassle-free, and built for your business needs.
Easy, Stress-Free Repayments
Repay automatically from your weekly income—no hidden fees, no stress, just a simple way to manage your cash flow
Instant Top-Ups When You Need Them
Facing an unexpected expense? Tap for extra funds anytime and keep your business running smoothly.

Optimize your operations with Lopay Teams
Build Your Team with Confidence. Whether you are expanding your business empire or simply require additional support, we will assist you in managing your team effectively, regardless of its size.
Add team members and seamlessly set and manage permissions.
Facilitate secure payment processing and enhance gratuities.
Comprehensive transparency through team reports.

Helping businesses of all types save time and money
Whether you're an individual entrepreneur or a multi-location business, Lopay is the trusted partner you can rely on for effective payment processing and revenue management.
Any questions or need more information?
Our dedicated team is here to assist you. Please reach out today if you have any concerns, feedback, or suggestions. Existing customers can also contact us through the chat icon in the Lopay app.
Ready to give Lopay a try?
Lopay is free to download, with no contracts, commitments or monthly fees when you sign up. Take a look around the app to see what Lopay can do for your business!
