The UK’s lowest cost, highest rated
payment app

Lopay gives you more control, more rewards, and instant access to the money you earn.

Lopay is free to download, with no contracts, commitments or monthly fees when you sign up. Take a look around the app to see what Lopay can do for your business!

Boost Your Business

Reduce costs without sacrificing quality! Choose Lopay for competitive transaction fees starting at 0.79%. Use our calculator to see your potential savings versus competitors.

Adjust your annual turnover

Take control of your payments
with Lopay's flexible options

Save more on every transaction with Lopay! With fees starting at just 0.79%, you’ll slash transaction costs by an average of 67% compared to competitors. Plus, our flexible payout schedules ensure you get paid on your terms, helping your business stay efficient and profitable. Without hidden fees or binding contracts.

Take payments your way!

Lopay supports all major payment methods, including contactless, chip & PIN, Apple Pay, Google Pay, and all major credit and debit cards. Whether your customers prefer tapping their phone, swiping a card, or paying digitally, you’re always ready to get paid. No limits, no hassle, just seamless transactions with every sale!

Start saving now! Choose Lopay—no contracts, no hassle. Click below to download the app for your device!

Want to save more? Explore our Expense and Rewards Card!

Avoid waiting until payday; with your Lopay Expense & Rewards card, you can access your funds effortlessly and instantly, at any time. Additionally, the more you spend, the greater your rewards!

Instant access to your money with no extra fees!

Get rewarded every time you spend!

See your fees reduce and savings grow

Boost Your Business: Flexible Payment Options

Intelligent and adaptable payment solutions tailored for businesses of all types and sizes.

Get paid on your phone
Tap to
Pay
Receive payments immediately with your iPhone or Android.
No hardware required
Receive payments immediately
Works on iOS & Android
Take payments anywhere
Card
Reader
A portable card reader for seamless integration with the Lopay app.
Effortless Bluetooth Connectivity
Perfectly enhances the Lopay app.
Lightweight and highly portable
Process payments on-site
Business
Terminal
A versatile Android smart terminal for countertop and handheld use.
Operates the Lopay app
Process payments on the terminal
Integrates seamlessly with your POS.
Receive payments online
Payment
Links
Provide your customers with a link to facilitate their payment.
Charge for remote services
Handy for taking deposits
Simplify the payment process
Process ongoing payments
Recurring
Payments
Provide your customers with a link to set up a recurring payment.
Bill customers on a recurring basis.
Automate payment reminders.
Streamline payments.
Process QR code payments
QR
Code
Accept payments in person or by sharing a QR code.
Customers scan code to pay.
Flexible payment option
Safeguard your private data

Cash Advance

Apply in minutes, repay automatically, and access extra funds instantly, keeping your business running smoothly.

Fast, flexible funding

Apply through the app in minutes and receive funding in just a few days. Quick, hassle-free, and built for your business needs.

Easy, Stress-Free Repayments

Repay automatically from your weekly income—no hidden fees, no stress, just a simple way to manage your cash flow

Instant Top-Ups When You Need Them

Facing an unexpected expense? Tap for extra funds anytime and keep your business running smoothly.

Optimize your operations with Lopay Teams

Build Your Team with Confidence. Whether you are expanding your business empire or simply require additional support, we will assist you in managing your team effectively, regardless of its size.

Add team members and seamlessly set and manage permissions.

Facilitate secure payment processing and enhance gratuities.

Comprehensive transparency through team reports.

Any questions or need more information?

Our dedicated team is here to assist you. Please reach out today if you have any concerns, feedback, or suggestions. Existing customers can also contact us through the chat icon in the Lopay app.

Ready to give Lopay a try?

Lopay is free to download, with no contracts, commitments or monthly fees when you sign up. Take a look around the app to see what Lopay can do for your business!